It's that time of year again.
Not the pumpkin lattes or the Christmas music playing everywhere.
No...last Saturday marked the return of "open enrollment" in Obamacare.
It runs from November 15 to February 15, and it might turn out to be even more confusing and disastrous than the first one.
Because even if you had already managed to crack the broken-down website and buy into a plan, you might have to do it all over again. Maybe............... Round 2 ------There are lots of "maybes" being tossed around about what might come crashing down in Round Two.
You might be automatically enrolled in the same plan...or not. Your rate might go up...or not. Your entire plan might be changed, and you might also lose that so-called "subsidy" (something now being called your "savings").
People won't know for sure until they get two letters, one from the "Marketplace" and one from their insurance company. Sort of like an end-of-year surprise package.
But one thing we do know is that, sometime next year, the Supreme Court will attempt to break the secret code this law was written in to see if most of those subsidies are even legal in the first place.
The subsidies are what Obama and ACA supporters said would allow uninsured Americans to get covered.
And the Supreme Court will be reviewing the exact same question that came under scrutiny this July, when two federal appeals courts came to different conclusions.
The first, a D.C. appeals panel, ruled that Obamacare as written only allows those premium reductions to be given to those who got their coverage in states that created their own exchanges – and there are only 16 of those.
The rest of the people who went through the Marketplace to get their free health care looked like they were out of luck.
But there's another surprise in store to mark the Affordable Care Act anniversary. One that will make things even worse for hundreds of thousands of Americans.
Those are the additional people who will now have their pre-Obamacare policies dropped. Any plans that don't follow the Obamacare rules to the letter are out the door.
That includes over 250,000 policyholders in Virginia alone! And most will be on the receiving end of a "policy cancelled" letter -- and won't be eligible for those discounts.
That will mean a premium increase for many of around 20 percent.
Of course we all remember what Obama said about this. And he said it so many times we lost count: "If you like your health care plan, you can keep it."
That, we found out -- when millions of policies were cancelled last year -- was about as real as the tooth fairy.
In fact, that was given the distinction of being called "Lie of the Year" for 2013 by PolitiFact, a Pulitzer Prize-winning fact-checking group that is part of the Tampa Bay Times.
But it's obvious that this administration has an answer for everything. And that includes all these soon-to-be cancelled health insurance policies.
A top Health and Human Services official who was speaking in Virginia, said those who will soon be without coverage aren't "losing insurance," they're just "being invited" to go to the Marketplace.
Well, thanks HHS for clearing that up!
But what that really sounds like is an "invitation" to disaster, which is what we've come to expect from this Administration.